Frequently Asked Questions
What are closing costs? And how do I find out what they consist of?
What are Prepaids?
What is a GFE?
What is a Truth-in-Lending disclosure and why is it important to me?
What is the Annual Percentage Rate?
Why is the Annual Percentage Rate different from the interest rate for which I applied?
What is the Finance Charge?
What is the Amount Financed?
How do I know what loan is best for me?
What is PMI / MI? And do I have to have it?
What are Discount points & Origination?
What is the difference between a pre-qualification and a pre-approval?
What is meant by locking my interest rate?
Once I have signed a Loan Application do I have to close on the loan?
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